Mortuary Equipment Financing Options Compared

Financing a mortuary cooler or equipment purchase generally comes down to a few structures — each suited to a different kind of buyer and cash-flow situation.

Shop Pay Installments / 0% APR

Available on qualifying orders for eligible buyers, spreading cost over fixed installments at checkout with no added interest for qualifying terms.

Third-party equipment financing (e.g. TimePayment)

Equipment-financing lenders like TimePayment structure payments as a lease-to-own or financing agreement, often useful for larger institutional purchases or buyers who prefer to preserve cash reserves.

Net terms & institutional POs

Government and institutional buyers can typically use purchase orders and net payment terms rather than upfront card payment — see our government procurement guide for details.

Choosing the right structure

Smaller, faster purchases often suit 0% APR checkout financing; larger capital equipment purchases often suit equipment financing or institutional PO terms. Ask our team which applies to your order.

Frequently Asked Questions

Is 0% APR financing available at checkout?

Yes, on qualifying orders for eligible buyers through Shop Pay Installments, with no added interest for qualifying terms.

What is TimePayment financing?

A third-party equipment financing option structured as lease-to-own or financing agreements, often used for larger institutional purchases.

Can government buyers use purchase orders instead of upfront payment?

Yes, institutional purchase orders and net terms are accepted for qualifying government and institutional buyers.