Price promise
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American Mortuary Coolers offers several ways to pay for mortuary, morgue, and laboratory equipment: paying in full, Shop Pay installments, commercial lease financing through TimePayment, and purchase orders for approved institutions. This page explains the terms behind the payment and “as low as” estimates shown on our product pages.
Estimates exclude shipping and tax. Any installment, monthly, or “as low as” amount shown on our website reflects the equipment price only. It does not include shipping, freight or delivery, installation, or applicable state and local taxes. Those charges are added at checkout or stated on your quote and will increase the total amount financed and your actual payments.
“With approved credit” (WAC)
With approved credit (WAC)
Financing and any promotional rate, including 0% offers, are available only to applicants who are approved by the financing provider. Not every applicant, order amount, or product qualifies. Rates, terms, and the amount you may finance are determined by the provider during the application or checkout process.
Financing and any promotional rate, including 0% offers, are available only to applicants who are approved by the financing provider. Not every applicant, order amount, or product qualifies. Rates, terms, and the amount you may finance are determined by the provider during the application or checkout process.
Shop Pay installments
Shop Pay installments are offered through Shopify and serviced by its third-party lending partner — not by American Mortuary Coolers.
- Interest-free “Pay in 4” may be available on qualifying lower-dollar orders.
- Longer-term monthly plans may be offered on larger orders and can include interest, depending on the order amount and your approval.
- Where a 0% APR offer appears, it applies only to qualifying orders with approved credit. Other orders may be offered interest-bearing terms.
- The specific options, rates, term lengths, and eligibility are presented to you at checkout. Final terms are governed by the lending partner’s agreement.
TimePayment commercial lease financing
Lease financing is provided by TimePayment Corp., not by American Mortuary Coolers. It is intended for business and commercial use.
- “As low as” monthly amounts shown on our product pages are estimates for well-qualified business applicants and may vary by lease term, equipment, and approval.
- All lease offers are subject to credit approval and TimePayment’s lease agreement terms.
- Lease payments may be treated as an operational expense; consult your own tax advisor — we do not provide tax advice.
- Approval amounts, advance payments, documentation fees, and end-of-term options are set by TimePayment.
Purchase orders & institutional terms
Government agencies, hospitals, universities, coroner and medical examiner offices, and other qualifying institutions may purchase by purchase order, with net terms where approved. To set this up, request a quote and note your PO requirements.
Pricing, availability, and changes
Prices, promotions, savings, and financing offers are subject to change and may end without notice. If a price or estimate is displayed in error, we reserve the right to correct it. The final price and payment that apply to your order are those shown at checkout or on your written quote.
This page is provided for general information. It is not an offer of credit, a financing agreement, or legal or tax advice. Financing is offered by the providers named above under their own terms. For questions about a specific payment option, contact us at 1-888-792-9315 or through our contact page.
